Cookie Policy

1.About Cookies, etc.

When customers view websites ("Company Websites," hereafter) operated by Credit Saison Co., Ltd. ("the Company," hereafter), cookies are used to identify devices and enable the use of services and other features. A cookie is a mechanism that stores a file in the browser of a customer's device such as a PC or smartphone which contains a history of the activity on a website (URLs accessed, content used, order of browsing, etc.) that is sent and received between the customer device and a server when a customer uses a website. This Cookie Policy is compliant with Japanese law.

* Please refer to the website of the Personal Information Protection Commission (PPC) if you wish to learn about Japanese law in greater detail.

Information obtained through cookies does not contain personal information, and individuals cannot be identified by combining information obtained through cookies.
Also note that the cookies used on Company Websites contain information that is essential for the use of the Company Websites, such as removing the need to repeatedly enter the same information by remembering that information in cookies stored on a device.

The Company may use cookies for systems to ensure a secure environment of customers or for affiliate advertisements to encourage customers to use its services, and to provide benefits or incentives to customers. In the interest of customer convenience, the Company does not include an opt-out for these services. To ensure a secure environment for customers, please note that it is not possible to opt-out from the system and the advertisements delivered by affiliates and other companies from this page.

'An advertising delivery ID (AAID or IDFA) is an advertisement placement identifier (ID) used on smartphones and other devices, and can generally be reset at any time through operations performed from such a device ("AAID" is a Google advertising ID used by Android devices, while "IDFA" is the equivalent on iOS devices). Please also note that advertising delivery IDs do not identify individuals, and an individual cannot be identified using an advertising delivery ID.

2.The Company's Approach to Using Cookies, etc.

The Company uses cookies, etc. for the following purposes.

    1. Effect Measurement and Improvement of Website and Convenience

      To analyze information on the website browsing history of customers who have visited the websites operated by the Company, or information on the usage history, etc. of applications for smartphones and other devices and services provided by the Company (in each case the information does not contain personal information), for measuring their activities on the website and for improving the website and convenience.

    2. Delivery of Behavioral Targeting Advertisements

      To deliver advertisements or distribute information on Company Websites or within apps provided by the Company using cookies (in the case of the web) or advertising delivery IDs (AAID, IDFA, etc., in the case of apps)

      Please refer to the following information regarding procedures for opting out from effect measurement and behavioral targeting advertisement delivery, how to change device settings, and so on.

3.Opting Out of (Disabling) the Collection of Information for Purposes of Effect Measurement and Improvement of Website and Convenience

For descriptions of the collection of information for effect measurement purposes and procedures for opting out, please check the website of the provider of each service and follow the steps indicated. For disabling the collection of information for effect measurement purposes in an app, see section 5.

【List of Opt-Out Links】

Cookies for Purposes of Effect Measurement and Improvement of Website and Convenience

* Important Information

The Company may use cookies to ensure a secure environment for customers. To prevent unauthorized access and to ensure the safe use of the Company's services, the Company does not include an opt-out for these matters.

4.Opting Out of (Disabling) Advertising

For descriptions of behavioral targeting advertisements, please check the websites of the following ad delivery providers and follow the steps indicated. For information about how to disable in-app behavioral targeting advertisements, see section 5.

【List of Opt-Out Links】

Cookies for Advertising

* Important Information

  1. When you have opted out, an opt-out completion cookie will be generated by the browser used on your device (PC, tablet, smartphone, etc.).
  2. If you use Company websites from multiple devices, multiple browsers (Google Chrome, Internet Explorer, etc.) or from within an app, it will be necessary to opt-out of each browser used.
  3. Please note that if an opt-out completion cookie is deleted by a customer, the opt-out itself will be disabled.
  4. It may take time after opting out for the disabling of behavioral targeting ad delivery to be reflected.
  5. The Company may use affiliate cookies for affiliate advertisements to encourage customers to sign up for cards, and to provide benefits or incentives to customers who have signed up. In the interest of customer convenience, the Company does not include an opt-out regarding these affiliates. Please note in advance that it is not possible to opt-out from the advertisements delivered by affiliates from this page.
  6. For the items in the above table with a blank space in the privacy policy and opt-out URL columns, that information is not available from the respective service provider. Thank you in advance for your understanding.

5.Disabling Through Changes to Device Settings

Customers who do not wish their device to be used for effect measurement and improvement of the website and convenience or the delivery of behavioral targeted advertising can disable this by changing the settings on their device (by disabling cookies for websites, referred to as "opting out," hereafter, or by changing the app settings on their smartphone or other device).
When cookies are disabled, customers may not be able to use some of the features available on Company Websites. For example, the websites may not function correctly.

(1)Opting out of website cookies

You can opt-out from website cookies by configuring your browser. Check the settings of each browser for details.

(2)Modifying device settings

  1. If your device's OS is iOS (version 6 or later)

    An identifier is used for advertising delivery (IDFA). If you wish to limit advertisements that use IDFA, please follow the below instructions provided by Apple Inc.

  2. If your device's OS is Android

    An identifier is used for advertising delivery (Google Advertising ID). If you wish to limited advertisements that use the Google Advertising ID, please follow the instructions below, provided by Google Inc.

Revised September 2023

Thank you.